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If you have poor credit how can you get a job to pay off the collectors.

It is creating more stress in an already very stressful time.

To me is like black listing a person.

America has been know for being able to pull yourself up from your bootstraps.  Working hard and you can make it.

My credit situation makes it dificult for me to get out of my situation.  I have my degree ($60,000).  My daughter was born just after I turned 18.  No family support.  2 ex husbands.  I didn't qualify for supportive programs because I had my diploma, didn't do drugs and was not a victim of domestic violence.  I am normally work 2 jobs.  Lately I can't seem to find a second job.  The internet applications ask you to submit to a credit check for even PT positions in grocery stores.  They don't offer you a place to explain.  Even if you could, you have only seconds to grab the employer's attention.  I need a second job so that I can climb my way out of debt.

Bankruptcy's are expensive.  Collectors are not fair.  Often times they list the same thing several different times.  You may pay it and then they put it on again and you have to fight to get it off.

What looks better bankruptcy or bad credit?

What about the single moms and the ones that have kids with disabilities.  Often we put our kids needs first and our careers may suffer leaving our credit to suffer as well. 

Will I be able to recover?  Or will the poor keep getting poorer and the rich richer.

I'm too qualified for a low paying job but not credit worthy of the most basic jobs.  What do you suggest I do?

posted 3 years, 3 months ago
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