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- A tumblr site dedicated to the people and places that make up Oregon and Southwest Washington.
The market can be a beautiful and cruel mistress. I can't afford to get sick, so I really have watch what I eat and drink. I also keep very physically active and do my best to stay in shape. I'm 57, female, and self employed. My premiums are 300 dollars a month higher than my house payment, and my deductable is three thousand dollars. That's just for 50% coverage. I have to hit eight thousand dollars to get full coverage. I feel that I should get a discount on my insurance because I take good care of myself.
I wish that we had a system like the French in that there is a drugstore on every corner. When you get sick with something simple like oh say, a sprain or minor infection, you go to the pharmacy first for basic care. I find it stupid and wasteful that I have to spend 150 bucks just to see my doc to have her call in a simple antibiotic to the pharmacy. We really need a whole bunch of Nurse practitioners or highly trained pharmacists to free up the doctors to do the major stuff.
So much of the discussion about health care discussion assumes that most of us have employer provided insurance. One of the faster growing sectors of the economy is the self employed and small businesses. We really have to pay through the nose compared to the employed who have group rates. The cost of health care is killing me and all I can do is pray that I can continue to meet my constantly rising premiums until I'm 65. I live in fear that I'll lose my insurance for any reason because at my age no one will insure me at any price.
posted 3 years, 10 months ago
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