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How about regulating and standardizing costs for specific services? Our company recently decided to self-insure for vision coverage, but ended up going back to purchasing vision insurance when we found out that providers were charging different fees for the same services depending on which insurance company you had. It actually worked out cheaper to go back to buying an insurance policy. The provider charged higher fees for the same exam because we didn't have an actual policy.

posted 4 years, 9 months ago
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