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If you refer to someone under 21 as an adult, but want to restrict their actions and capabilities more than those over 21, then they aren't really adults, are they?

A solution that does not treat young adults as children would be a new law that requires everyone "to complete some kind of credit education before they can be issued a credit card".

posted 3 years, 11 months ago
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Good comment.

As a customer of a bank, delivering sufficient profits to stockholders takes priority over you and yours.  As a member of a credit union, you are one of the key stakeholders of the entity.

posted 3 years, 11 months ago
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If people under 21 can be sent to war to die for their country, then those people should have full and unrestricted rights as an adult.

Instead of punishing the responsible 18-21 year olds, why not place sufficient restrictions on the credit card companies to prevent them from taking undue advantage of ANY adult?

If managing credit and personal finance is so critical to living a successful life, then perhaps demonstration of sufficient personal finance understanding should be part of the standard minimum high-school graduation requirements?

Perhaps demonstrating command of personal finances should be a minimum requirement for being allowed to get any job while under 18?

posted 3 years, 11 months ago
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