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I enrolled in a PhD program with a for-profit University, Capella. I have no problem with the curriculum or the institution, both of which I though were of good quality. My current concern is with the balance of my student loans. I began my program while I was working and my company paid some of the tuition. I was eventually downsized and continued my studies paying full tuition. I stopped before completing my dissertation because I realized I needed to focus on making some money and realized I couldn't continue to pay tuition.

I am currently semi-retired and have a somewhat limited income, most of which consists of Social Security and a pension. I also work in an independent  consulting capacity by teaching English to non-native speakers and working as a writing coach for another for-profit college.  I still have a huge balance on my loans, eventhough I pay regular monthly payments of $400. Are there any opportunities for having those debts relieved in some way? All the focus seems to be on younger studentss with these loans, not those of us who are 60+. I believe the  loans I have are Stafford Loans administered through the College recommended lending bank.

Thanks,

Pat

posted 2 years, 6 months ago
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